The IHC Group is an organization of affiliated insurance carriers, marketing and administrative companies
and agencies dedicated to delivering insurance solutions to groups and individuals. The IHC Group is composed
of Independence Holding Company (NYSE:IHC), American Independence Corp. (NASDAQ:AMIC), Standard Security Life
Insurance Company of New York, Madison National Life Insurance Company, Inc., Independence American Insurance
Company and their respective operating subsidiaries. With more than $1.3 billion in total assets, the companies
in the IHC Group have been providing health, life and stop-loss insurance for nearly 30 years.
Standard Security Life is rated A- (Excellent) by A.M. Best Company for more that 25 years,
licensed in all 50 states and a market leader in medical stop-loss coverage.
Madison National Life is rated A- (Excellent) by A.M. Best Company, licensed in 49 states and specialized in life, disability and various medical coverage.
Independence America is rated A- (Excellent) by A.M. Best Company, licensed in 49 jurisdictions and specialized in major medical for individuals and families, and various group medical coverage.
IHC Risk Solutions is a full-service direct writer of medical stop-loss insurance for self-insured employer groups starting at 25 lives and ranging up to the largest groups. One of the largest medical stop-loss writers in the United States, IHC Risk Solutions has offices nationwide.
The fully insured marketing and administration company of The IHC Group offering health products for every price point through multiple distribution channels.
IHC Specialty is a business development company armed with marketing tools to bolster ancillary insurance offerings. Product lines include supplemental and ancillary insurance, such as accident, critical illness and pet insurance. A significant amount of products are marketed directly to consumers through IHC’s proprietary technology.
A national marketing organization that distributes major medical insurance plans, as well as other health insurance plans and health membership programs.
Published since 1994, healthinsurance.org™ is the Internet's oldest, most-trusted independent site offering consumer information on affordable health and medical coverage. Healthinsurance.org has worked hard to earn consumers' respect and loyalty. The information presented is intended for a general consumer audience.
Actuarial Management Corporation
Actuarial Management Corporation (AMC) focuses on the small group
fully insured medical market segment, specializing in programs geared toward providing health insurance to
groups under 100 lives.
American Independence Corp.
American Independence Corp. (AMIC) is an insurance holding company specializing in employer medical stop-loss and managed care. Headquartered in New York, AMIC has been affiliated with Independence Holding Company since 2002. Currently, IHC owns over 50 percent of AMIC's stock, and IHC's senior management provides management expertise to AMIC.
AMIC is comprised of an insurance company, Independence American Insurance Company, a stop-loss division, IHC Risk Solutions, a brokerage organization, Independent Producers of America, a supplemental division, IHC Specialty Benefits, and a direct-to-consumer segment, healthinsurance.org.
Independence American Insurance Company is a property and casualty insurance company domiciled in Delaware and currently licensed in 49 states and the District of Columbia. It is rated A- (Excellent) by A.M. Best Company. Independence American is approved to write employer medical stop-loss and provider excess loss insurance in many states.